Terms of Service

The App is a research, journaling, and idea-management tool. Trade ideas, technical analysis, AI-generated commentary, win-rate statistics, and any other content in the App are for informational and educational purposes only and are not personalized. Nothing in the App constitutes investment, financial, legal, tax, or accounting advice, or a recommendation, offer, or solicitation to buy or sell any security or instrument. We are not a broker-dealer, investment adviser, or fiduciary, and no advisory or fiduciary relationship is created by your use of the App.

Trading and investing in securities, options, and other instruments involves substantial risk, including the risk of total loss of capital. Past performance, backtested statistics, AI-generated analysis, and win-rate figures shown in the App are not indicative of and do not guarantee future results. You are solely and entirely responsible for evaluating, deciding on, and executing any trade, and for the outcome of that decision. Before using AI-agent or third-party brokerage features, consult a licensed financial or legal professional if you have any doubt about a course of action.

By using the App, you knowingly and voluntarily assume all risks associated with: (a) trading or investment decisions made using or informed by the App, including decisions based on AI-generated content; (b) inaccurate, delayed, or incomplete market data, quotes, or portfolio information; (c) errors, bugs, downtime, or data loss in a beta product; and (d) actions taken by a third-party service you connect (e.g., a brokerage or AI provider), including unauthorized trades executed through a token or key you provided.

To the fullest extent permitted by law, you release, discharge, and hold harmless AI Stock Trade Idea and its owner/operator from any and all claims, demands, losses, or damages of any kind — known or unknown, suspected or unsuspected — arising out of or in any way connected with your trading or investment activity, whether or not informed by the App.

The App is currently offered free during a beta period. Beta software may contain bugs, may change without notice, and may experience downtime or data loss. We may modify, suspend, or discontinue any part of the App at any time, with or without notice, and without liability to you.

You must be at least 18 years old and legally permitted to trade securities in your jurisdiction to use the App. You are solely responsible for maintaining the confidentiality of your account credentials and any API keys or brokerage tokens you add, for the accuracy of information you provide, and for all activity that occurs under your account, whether or not authorized by you.

The App lets you optionally connect third-party services, including an AI provider (e.g., Anthropic’s Claude API) using your own API key, and a brokerage account (e.g., Robinhood) using your own access token. Your use of those services is governed by their respective terms and privacy policies, which you are responsible for reviewing. We are not affiliated with, endorsed by, or responsible for any third-party service you connect, and disclaim all liability for their availability, accuracy, security, or any action taken through them (including trades placed, tokens revoked, or data disclosed).

You agree not to:

• Use the App for any unlawful purpose or in violation of any third-party service’s terms.
• Attempt to access another user’s account or data without authorization.
• Reverse engineer, scrape, or interfere with the App’s operation or security.
• Use the App to provide investment advice to others without appropriate licensing.
• Submit false, misleading, or unlawful content, or violate any applicable securities law.

You retain ownership of the trade ideas, notes, instructions, and other content you create in the App (“Your Content”). You grant us a limited license to store, process, and display Your Content solely to operate the App on your behalf, including sending relevant portions to an AI provider you’ve connected when you use the chat/agent features. You represent that Your Content does not infringe any third party’s rights and that you have the right to submit it.

THE APP AND ALL CONTENT, DATA, AND AI-GENERATED OUTPUT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, TIMELINESS, TITLE, OR NON-INFRINGEMENT. AI-GENERATED CONTENT MAY BE INACCURATE, INCOMPLETE, OR MISLEADING. MARKET DATA, QUOTES, AND ORDER/POSITION DATA MAY BE DELAYED, DELETED, OR INCORRECT. WE DO NOT WARRANT THAT THE APP WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE, OR THAT ANY DEFECTS WILL BE CORRECTED.

TO THE MAXIMUM EXTENT PERMITTED BY LAW: (A) IN NO EVENT WILL WE BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, GOODWILL, TRADING LOSSES, OR DATA, HOWEVER CAUSED AND UNDER ANY THEORY OF LIABILITY (CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE), EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES; AND (B) OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE APP WILL NOT EXCEED THE GREATER OF (I) THE TOTAL AMOUNT YOU PAID US, IF ANY, IN THE 12 MONTHS BEFORE THE CLAIM AROSE, OR (II) FIFTY U.S. DOLLARS ($50). THESE LIMITATIONS APPLY EVEN IF ANY LIMITED REMEDY FAILS OF ITS ESSENTIAL PURPOSE. Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.

You agree to defend, indemnify, and hold harmless AI Stock Trade Idea, its owner/operator, and their affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or in any way connected with: (a) your use or misuse of the App; (b) your trading or investment decisions; (c) Your Content; (d) your connection of, or activity through, any third-party service; or (e) your violation of these Terms or applicable law.

You and we agree that any dispute, claim, or controversy arising out of or relating to these Terms or the App will be resolved by final and binding individual arbitration, rather than in court, except that either party may bring an individual claim in small claims court. YOU AND WE EACH WAIVE THE RIGHT TO A JURY TRIAL AND TO PARTICIPATE IN A CLASS ACTION, CLASS ARBITRATION, OR REPRESENTATIVE PROCEEDING. If this class action waiver is found unenforceable as to a particular claim, that claim (and only that claim) will proceed in court, and the remainder of this arbitration agreement will still apply to all other claims.

These Terms are governed by the laws of the State of Delaware, without regard to conflict-of-laws principles. To the extent any dispute is not subject to arbitration under Section 11, you agree to the exclusive jurisdiction and venue of the state and federal courts located in the State of Delaware.

You may stop using the App and delete your account at any time. We may suspend or terminate access to the App if we believe these Terms have been violated, or as needed to maintain the beta service, without liability to you. Sections 1, 2, 8, 9, 10, 11, 12, and 14 survive any termination of these Terms.

Severability. If any provision of these Terms is found unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force.

Entire agreement. These Terms, together with the Privacy Policy, constitute the entire agreement between you and us regarding the App and supersede any prior agreements.

No waiver. Our failure to enforce any right or provision will not be deemed a waiver of that right or provision.

Changes to these Terms. We may update these Terms from time to time by posting a revised version with a new effective date. Continued use of the App after changes take effect constitutes acceptance of the revised Terms.

These Terms are entered into with YADADA TECHNOLOGY INC. Questions about these Terms? Email anish@ydtechs.com.